While most traders think of big banks when they think of the Fed stress tests, consumer finance companies’ capital return plans are subjected to the same regulatory scrutiny. With the CCAR results due out next week, Barclays analyst Mark DeVries recently took an in-depth look at what he expects from American Express Company AXP 5.04%,Discover Financial Services DFS 4.59% and Synchrony Financial SYF 5.23%.

American Express

Barclays anticipates a big boost to capital returns due to its Costco Wholesale Corporation COST 0.94% portfolio sale. The firm is predicting a combined payout ratio of 147 percent, or roughly $6.0 billion. That payout represents an increase from 122 percent in 2015 and would include a dividend hike from $0.29/share to $0.31/share.

Discover Financial

Barclays is predicting no change to the company’s 2015 payout ratio of around 97 percent. That translates to a dividend hike from $0.28/share to $0.32/share and $1.8 billion in buybacks.

Synchrony Financial

Synchrony wasn’t required…

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